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TAX OFFICE INSPECTIONS IN SPAIN – BANKS WILL INFORM ON CLIENTS ACCOUNTS 940 788 TLA

TAX OFFICE INSPECTIONS IN SPAIN – BANKS WILL INFORM ON CLIENTS ACCOUNTS

Spanish Tax office will force Banks to inform about fiscal information from clients We have been informing for long time to friends and clients that the Spanish Tax office was being increasing to control fiscal and finance situation of citizens in Spain. A high number of our foreign clients have been inspected from the Spanish…

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2018 – A GOOD YEAR TO BUY PROPERTIES IN SPAIN? 2000 1315 TLA

2018 – A GOOD YEAR TO BUY PROPERTIES IN SPAIN?

Prospects for the real estate market of the year 2018. 2017 was a good year for the real estate market. We are witnessing price increases, increase of new construction and buildings,  and growth of the number of new mortgages (favoured by of low interest rates – mortgages). Construction sector has increased its contribution to Gross…

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Cancellation process of Spanish mortgages 1024 1024 TLA

Cancellation process of Spanish mortgages

There is a popular misconception regarding the process of cancelation of Spanish mortgages. In general is understood that when the current mortgage amount is paid, then the debt is canceled. And this is true. But, owners of Spanish properties should remember that, when they bought their properties, and part of the price was paid with…

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WHY USING A LAWYER WHEN BUYING A HOUSE IN SPAIN? 2000 1315 TLA

WHY USING A LAWYER WHEN BUYING A HOUSE IN SPAIN?

Why should you use a lawyer in the process of buying a property in Spain ?. Notary and lawyer/solicitor in the process of buying properties in Spain. The Spanish buying process is very similar to other countries. Foreign investors in the Spanish system will find many similarities with their home countries. But, however, also we…

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DO I HAVE TO PAY TAXES IN THE PURCHASE OF FURNITURE FROM A PARTICULAR? 2000 1315 TLA

DO I HAVE TO PAY TAXES IN THE PURCHASE OF FURNITURE FROM A PARTICULAR?

In Spain, unlike other countries, the sale of personal furniture between particulars pays taxes. There is widespread confusion in the real estate purchase system in Spain where it is believed that the sale of furniture between particulars does not pay taxes. That is why, sometimes, we fall into the mistake of separating the price of the sale of…

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Castalla Internacional. Unfinished urbanisation. Topics to consider when buying 940 788 TLA

Castalla Internacional. Unfinished urbanisation. Topics to consider when buying

“Castalla Internacional” is an urbanisation built in Castalla, Alicante It was built in the years 2000-2005 where the main aspect to consider is that  the urbanisation infrastructure has not been completed. This urbanization was divided in 2 Phases: Phase I : Which was practically completed in all the urbanisation infrastructure, and from which we have not updated…

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AN EXAMPLE OF CALCULATION OF SPANISH INHERITANCE TAX IN VALENCIA, MURCIA AND ANDALUCIA 1024 1024 TLA

AN EXAMPLE OF CALCULATION OF SPANISH INHERITANCE TAX IN VALENCIA, MURCIA AND ANDALUCIA

–       A+B, British, 62 years old each,  and Spanish residents,  own a Spanish property. They have 2 sons. Sons are not Spanish residents. –       Both have made a “mirror Will” (A leaves everything to B, and vice versa), and if they died together they leave to both Sons «SON 1» and «SON 2» in equal parts.…

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DO I NEED TO OPEN A BANK ACCOUNT WHEN BUYING IN SPAIN? 800 800 TLA

DO I NEED TO OPEN A BANK ACCOUNT WHEN BUYING IN SPAIN?

One of the most important points when buying a property in Spain is to open a bank account in Spain. Is this obligatory?. Before or later, is necessary to open a bank account in Spain if you decided to purchase a Spanish property. It will help you to pay and settle payments for utilities, local…

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News about certificate of habitation laws in Valencia Region- Septic Tanks 270 186 TLA

News about certificate of habitation laws in Valencia Region- Septic Tanks

SEPTIC TANKS AND WASTED WATER In our recent article of 28/08/2012, we were introducing the new regulations which were affecting to the application, and to obtain, certificate of habitation in the VALENCIA REGION (click here to read the article) .  Other areas like Murcia, or Andalusia, are not affected byt this nwew law. In this article…

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CERTIFICATE OF ENERGY EFFICIENCY – NEW REGULATION FOR SALES IN SPAIN FROM 01/01/13. 267 189 TLA

CERTIFICATE OF ENERGY EFFICIENCY – NEW REGULATION FOR SALES IN SPAIN FROM 01/01/13.

The next 1st of January 2013 will enter in force a new law which will affect to ALL the sales of properties in the Spanish market. So, affecting the whole Spanish territory (it is a natioanl law). And, when we say sale of ALL properties, we include sales of NEW properties and RESALES, and placed in URBAN as well…

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DIFFERENCES BETWEEN “CERTIFICADO DE ANTIGÜEDAD” AND “CERTIFICATE OF HABITATION” 940 788 TLA

DIFFERENCES BETWEEN “CERTIFICADO DE ANTIGÜEDAD” AND “CERTIFICATE OF HABITATION”

QUESTION:  Certicado de Antiguedad; how is it different from Habitation license? TLACORP ANSWER: A “certificado de antigüedad” is a certificate issued by an independent and private architect which confirms the age of a construction, in a process to legalize or to register that construction. “Certificate of Habitation” also called LICENCIA DE PRIMERA or SEGUNDA OCUPACION. This is an official document…

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Considerations about Certificate of Habitation in rustic land properties 1024 1024 TLA

Considerations about Certificate of Habitation in rustic land properties

The certificate of habitation also called “Licencia de Primera o Segunda Ocupación”  is a document issued by the Town Hall which is needed for 2 things: o To confirm by the Town Hall that the property was built following the legal requirements of construction, building permits, licenses, etc. o To connect the water and electric to main…

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INCREASE OF PREVIOUS YEARS COUNCIL TAX IN CASE OF EXTENSIONS OR CONSTRUCTIONS NOT DECLARED 940 788 TLA

INCREASE OF PREVIOUS YEARS COUNCIL TAX IN CASE OF EXTENSIONS OR CONSTRUCTIONS NOT DECLARED

When declaring in the Catastro for Council Tax on  extensions in a property for constructions or parts of it not declared when built, like a new room, garage, etc., there could be a revision of the Council Tax of the previous 4 years. Example:  – You bought the property 10 years ago, and there was an exisiting…

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LEGALIZATION OF CONSTRUCTIONS OR EXTENSIONS: UPDATING DEEDS AND CATASTRO REGISTRATION 940 788 TLA

LEGALIZATION OF CONSTRUCTIONS OR EXTENSIONS: UPDATING DEEDS AND CATASTRO REGISTRATION

It is really common in practice that owners of properties, after acquisition, have made new buildings on their properties, or new extensions. For example, a pool, a garage, an outside kitchen or toilette, or a second floor. When this happens, it is necessary to legalize these constructions with a two main actions: Updating deeds, and registering…

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TEN YEARS’ INSURANCE 1024 1024 TLA

TEN YEARS’ INSURANCE

(Seguro Decenal) When you buy off-plan from a builder or developer, or you, by yourself, build new property, the builder or developer, together with the architect, must guaranty you that the essential and most important parts of the construction will be secure at least for ten years, following the Spanish laws. In order to confirm this…

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