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CERTIFICATE OF HABITATION – CEDULA DE HABITABILIDAD-LICENCIA DE OCUPACION

CERTIFICATE OF HABITATION – CEDULA DE HABITABILIDAD-LICENCIA DE OCUPACION 2000 1315 TLA

Cédula de habitabilidad – Certificate of habitation – License of Occupation Certificate of Habitation – C.H. (Cédula de Habitabilidad or Licencia de Primera o Segunda Ocupación). This is a document…

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TIN – TAX IDENTIFICATION NUMBER – REQUIRED WHEN OPENING A BANK ACCOUNT IN SPAIN

TIN – TAX IDENTIFICATION NUMBER – REQUIRED WHEN OPENING A BANK ACCOUNT IN SPAIN 2000 1315 TLA

Opening a bank account in Spain requires of special procedures. A few years ago, opening a bank account in Spain was relatively simple. Bank accounts could be opened from abroad without the…

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HIDDEN DEFECTS ON HOUSES. RESPONSIBILITY AND PROCEDURES

HIDDEN DEFECTS ON HOUSES. RESPONSIBILITY AND PROCEDURES 1973 1315 TLA

In the property buying and selling process, it is very important to take into account the responsibilities assumed by sellers and builders in the sale of property to buyers. It…

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HOUSE INSURANCE WHEN RENTING – WHO PAYS?, OBLIGATORY?

HOUSE INSURANCE WHEN RENTING – WHO PAYS?, OBLIGATORY? 940 788 TLA

Is the house insurance obligatory? As difference with CAR INSURANCE, where insurance is OBLIGATORY, in respect of houses getting insurance is VOLUNTARY. Although “voluntary”, getting house insurance is highly recommendable, not only…

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TAX OFFICE INSPECTIONS IN SPAIN – BANKS WILL INFORM ON CLIENTS ACCOUNTS

TAX OFFICE INSPECTIONS IN SPAIN – BANKS WILL INFORM ON CLIENTS ACCOUNTS 940 788 TLA

Spanish Tax office will force Banks to inform about fiscal information from clients We have been informing for long time to friends and clients that the Spanish Tax office was…

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2018 – A GOOD YEAR TO BUY PROPERTIES IN SPAIN?

2018 – A GOOD YEAR TO BUY PROPERTIES IN SPAIN? 2000 1315 TLA

Prospects for the real estate market of the year 2018. 2017 was a good year for the real estate market. We are witnessing price increases, increase of new construction and…

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Cancellation process of Spanish mortgages

Cancellation process of Spanish mortgages 1024 1024 TLA

There is a popular misconception regarding the process of cancelation of Spanish mortgages. In general is understood that when the current mortgage amount is paid, then the debt is canceled.…

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WHY USING A LAWYER WHEN BUYING A HOUSE IN SPAIN?

WHY USING A LAWYER WHEN BUYING A HOUSE IN SPAIN? 2000 1315 TLA

Why should you use a lawyer in the process of buying a property in Spain ?. Notary and lawyer/solicitor in the process of buying properties in Spain. The Spanish buying…

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DO I HAVE TO PAY TAXES IN THE PURCHASE OF FURNITURE FROM A PARTICULAR?

DO I HAVE TO PAY TAXES IN THE PURCHASE OF FURNITURE FROM A PARTICULAR? 2000 1315 TLA

In Spain, unlike other countries, the sale of personal furniture between particulars pays taxes. There is widespread confusion in the real estate purchase system in Spain where it is believed that…

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Castalla Internacional. Unfinished urbanisation. Topics to consider when buying

Castalla Internacional. Unfinished urbanisation. Topics to consider when buying 940 788 TLA

“Castalla Internacional” is an urbanisation built in Castalla, Alicante It was built in the years 2000-2005 where the main aspect to consider is that  the urbanisation infrastructure has not been completed.…

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